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Annual Credit Report Request Form Fill Online Printable. No requesting your credit report will not hurt your credit score Checking your own credit report is not an inquiry about new credit so it has no effect on your score.

Please note that a valid credit card may be necessary in the online process just in case you want to obtain your credit score online with your credit report.

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This is a major mistake, especially when checking your credit is both free and easy since every American is entitled to a free annual credit report from each of the three major credit bureaus.

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Dear Sir or Madam I am requesting that you send me a free copy of my credit report I was recently denied credit by the Acme Credit Card Company based on information contained in my credit report with your agency As proof I have attached a copy of the letter from Acme denying me credit.

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